Tuesday, December 9, 2014

EMV Options for Microsoft Dynamics RMS Users

Update July 2016: Since many Microsoft RMS point of sale software would like to keep using RMS for another couple of years but still need to deal with the EMV Liability Shift Date, visit this post for more information on the Card Defender EMV add-on for Microsoft RMS versions 1.3 and higher (and HQ as well): http://retailpospondering.blogspot.com/2016/06/card-defender-emv-add-on-for-microsoft.html

Update July 2016, Retail Management Hero (RMS version 3.X) demo and overview: http://retailpospondering.blogspot.com/2016/07/new-version-of-rmsretail-management.html

Updated information on Retail Management Hero as a direct replacement for RMS as of December 3rd, 2015: http://retailpospondering.blogspot.com/2015/12/updated-information-on-new-retail.html

New video discussing options for Dynamics RMS and HQ users as of December 5th, 2015: https://www.youtube.com/watch?v=evVWS7dj0Bs

Update August 8th, 2015: Blog post and video covering all the options available for RMS users related to EMV: http://retailpospondering.blogspot.com/2015/06/options-for-microsoft-dynamics-rms-and.html

I want to thank the folks at Retail Realm for spending some time with me discussing the future of RMS as well as the new Retail Essentials point of sale solution. As I have personally sold many copies of RMS and HQ and continue to receive calls & emails on a weekly basis from RMS and HQ users of all sizes, I am pleased to pass along the following information related to the EMV Liability Shift and Microsoft Dynamics Retail Management Systems Store Operations and Headquarters point of sale software programs.

While Microsoft has not made a formal statement related to EMV and RMS/HQ, Retail Realm has worked with multiple companies to introduce payment gateways that are "EMV ready".  As everyone should now be compliant with the latest PCI standards (if you are not compliant then don't be surprised to receive information about potential penalties and fines for processing debit and credit card payments through a non-PCI compliant system), the focus has shifted to the EMV Liability shift that is scheduled to take place in October 2015 for businesses and organizations in the United States.

Shift4 offers one of these EMV ready payment gateways that works with RMS and HQ to ensure that your payment processing is done utilizing the latest in encryption and tokanization methods. In fact, no actual card information resides on the point of sale system as encryption takes place as the card is swiped.

Retail Realm is also working with other payment processing and processing gateway companies to allow for RMS/HQ integration.

While these companies do have various fees related to their payment processing and processing gateway services, it is nice to know that RMS and HQ users do have processing options aside from using an independent credit and debit card terminal.  Note that there are still costs associated with EMV compatible credit and debit card terminals which everyone will need to purchase anyway.

While it would be great if Microsoft announced an update and compatible EMV hardware list, at least Retail Realm has some options available now.

You can always contact me, Retail Realm, Shift4 or your RMS Dynamics Partner for more information.

Updated information on the upcoming Retail Management Hero Software (or what I am coining "RMS 3.0 for 2015 and beyond") can be found here: http://retailpospondering.blogspot.com/2015/06/new-option-for-rmshq-users-retail.html

Are you  in the US and in need of no cost retail point of sale advice?  I'm happy to help and can be reached on my cell at 208-340-5632 (I am on Mountain Time) or via email at kevinantosh@gmail.com. There is also a contact form to the right that can be used to reach me.


  1. I would definitely also look into Mercury Payments and the VX805 terminal for an EMV solution for Microsoft RMS 2.0.

  2. Given the end of life status of RMS we elected to switch systems - doesn't make good sense to keep investing in RMS.

  3. We are also dumping RMS - better to do something sooner than later.