Multiple credit card cyber attacks specifically targeting Rosauers, Yokes, Super One and Trading Company. Link to the full article: http://www.ktvb.com/news/business/Rosauers-warning-customers-following-credit-card-fraud-attack-233388291.html
Merchant Services Best Practices - this is what point of sale technicians advice me related to credit card security and your retail point of sale system:
- Make sure that the point of sale system is not on the same network as other networks in your store (separate routers, Internet access, passwords, etc.)
- Change all passwords every 60 days and make sure that the passwords contain letters, numbers, and special characters.
- Use business class network equipment (ie. - not the $99 wireless router that Best Buy sells).
- Make sure that your point of sale software and anti-virus software is kept current.
- Check to see what type of credit card swipes, pin pads, and signature capture pads can be used with your point of sale system - newer and more secure equipment might be available.
- Make sure that you follow the rules related to what types of credit card information you can keep "on file" (see your merchant services agreement for more information).
- Use a IT company to make sure that your network and firewall settings are at their highest.
- Make sure that you are doing your required PCI scans.
- Consult with an IT professional or your point of sale partner/dealer for a more complete "best practices" list.
- Fines in excess of $10,000 for not meeting credit card security standards.
- Loss of revenue from customers (past, present, and future) knowing that your system was "hacked".
- Loss of revenue due to your business no longer being able to accept credit cards (which could be a long term sanction from MasterCard/Via).