What to do about Change of Service Fees

As you know, I am very much in favor of only using point of sale systems that allow you to pick, choose, and change which company handles your merchant services for debit and credit card processing.  As we all know how competitive merchant services companies can be, the worst thing we can do is lock ourselves in to a long term contract or commitment where our rates can be raised.

That being said, it is likely that changing who handles your merchant services may involve a fee and a service call to change the information in your point of sale software - plus you want to test the new settings to make sure that everything is functioning correctly.

Most point of sale companies charge $250 to $800 to perform a "change of service" related to changing the settings in your point of sale system so you can switch/change merchant services companies. I've found that it never hurts to ask the company that you are switching to for merchant services to cover that fee via a credit or series of monthly credits - just be sure to get in writing!

That way, you can make sure that you are always paying the lowest fees for debit and credit card processing.

Please visit my contact page for information on how to reach me.

Take Aways from the 2015 Retail Realm Conference for Microsoft Dynamics RMS and HQ Users

Updated information on the upcoming Retail Management Hero Software (or what I am coining "RMS 3.0 for 2015 and beyond") can be found here: http://retailpospondering.blogspot.com/2015/06/new-option-for-rmshq-users-retail.html

The recent Retail Realm Conference in April of 2015 helped clarify the current situation related to the Microsoft RMS and HQ point of sale programs. Here are the highlights:

• Sales of RMS to new users will end July 2016
• Extended support for RMS will end July 2021
• Right now complying with the October 1st 2015 EMV Liability Shift Date in the US can only be accomplished using paid third party payment gateways or using payment terminals that are not connected to RMS
• If you do not stay current on your annual software maintenance agreement, you will not qualify for any updates or license swap options for new point of sale programs
• Retail Realm Essentials is a new point of sale program that is a possible replacement option for stores with multiple locations that also currently use HQ.
• Retail Management Hero is a new program under development that is designed for single location RMS users and they will be offering license swap options to RMS users who are current on their annual maintenance. No word on when Retail Management Hero will be available other than that the software presently is about "40% complete". 

There are obviously some trends that you need to be aware of based on the above information:

• If you are not current on your annual maintenance for RMS and/or HQ - your options are very limited for EMV/Chip Cards and switching to Retail Realm Essentials or Retail Management Hero.
• It does not make sense to invest in RMS at this point if you are searching for a point of sale system for your business or organization (would you buy a car if you knew that you could no longer obtain service for it after a specific date?).
• If you are current on your software maintenance then Retail Realm Essentials might be an option if you presently also use HQ and have multiple store locations.
• Retail Management Hero may be a good option for single stores using RMS or stores that do not use or need HQ and are also current on their annual maintenance agreement. However it is not clear when Retail Management Hero will be available.

My advice to RMS and HQ Users:

1. Make a plan for EMV/Chip Cards
2. If not current on software maintenance, look at either replacing RMS or look at the cost to renew your software maintenance
3. Make a plan as to whether you want to keep investing in RMS/HQ, for how long, and whether Retail Realm Essentials or Retail Management Hero are possible replacement programs
4. Look at other point of sale options just to see what might be of interest to you - a lot has changed over the last couple of years and you may find that a much better option exists for your business or organization that is well worth the cost to switch point of sale systems.

If you need some unbiased advice, please visit my contact page for information on how to reach me. I've worked extensively with QuickSell 2000, QuickSell HQ, QuickSell Commerce, Microsoft Dynamics RMS, HQ, and multiple other point of sale programs and apps. Currently I'm offering  advice and information to around 700 stores in the US using RMS of which around 15 also use HQ.

Are you  in the US and in need of no cost retail point of sale advice?  I'm happy to help and can be reached on my cell at 208-340-5632 (I am on Mountain Time) or via email at kevinantosh@gmail.com. There is also a contact form to the right that can be used to reach me.

Best Point of Sale Systems for Thrift Stores Like Goodwill

Update 7/12/2017: More updated version of this post (new solutions/options and multiple discount offers for non-profit organizations) can be found here: http://www.pospondering.com/2017/07/best-point-of-sale-systems-for-thrift.html

I've received calls and emails from several thrift shops and second hard stores over the last month or so.  Because thrift shops and second hand stores tend to only track inventory at a department or category level (version tracking inventory at an item level), the current generation of mobile point of sale solutions works quite well.  Bindo Point of Sale (www.bindopos.com) is one great solution for the following reasons:

• Designed solely for retail unlike Revel POS and NCR Silver which are also designed for use in food service business as well as retail stores.
• Bindo has multi-location options.
• Timeclock function.
• Easy to train your staff and volunteers on how to use Bindo.
• Unlike Clover, Intuit, and HarborTouch, Bindo lets you "pick, choose, and change" who handles your merchant services - no costly long term merchant services commitment.

Another route many Goodwill stores have taken is to use a special version of NCR CounterPoint SQL which has been modified to use in the thrift shop/store environment (using iPads at donation sites, able to sell by category/department color, etc) To learn more about this special version of NCR CounterPoint SQL, please get in touch with me so I can connect you with the correct contact.

A third route is moving to Cloud Retailer which has proven to be very popular with Microsoft Dynamics RMS users due to large discounts as well as thrift stores in general.

Be sure to contact me if you are in need of unbiased point of sale advice or even paid onsite consulting as I have worked with several Goodwills and am listed with Goodwill HQ as a point of sale consultant that is completely vendor neutral.

Are you  in the US and in need of no cost retail point of sale advice?  I'm happy to help and can be reached on my cell at 208-340-5632 (I am on Mountain Time) or via email at kevinantosh@gmail.com. There is also a contact form to the right that can be used to reach me.